What is the IF-ISA?
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Alexander Effingham
Growth Executive
January 14, 2025
An ISA stands for Individual Savings Account, which is a tax-efficient way to save and invest money in the UK.
ISAs allow you to earn interest, dividends, and capital gains without paying UK income tax or capital gains tax.
To be eligible for an ISA you must be at least 18 and a resident in the UK for tax purposes.
Cur8 Capital offer an IF-ISA, or Innovative Finance ISA. This is a “flexible ISA” which means that if you withdraw an amount from your ISA wrapper and redeposit it within the same tax year, it won’t affect your annual allowance.